:root{--navy:#0A2540;--navy2:#183F72;--cyan:#00A1CD;--cyan2:#00C8F5;--bg:#F4F8FB;--ink:#1B2A3A;--muted:#5A6B7D;--white:#fff;--line:#DCE6EF;--radius:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color:var(--ink);line-height:1.65;font-size:16px;background:#fff;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--cyan);text-decoration:none}
a:hover{color:var(--navy2)}
h1,h2,h3,h4{font-family:'Poppins',system-ui,-apple-system,'Segoe UI',sans-serif;color:var(--navy);line-height:1.25;font-weight:700}
h1{font-size:clamp(2rem,4.5vw,3.2rem)}h2{font-size:clamp(1.6rem,3vw,2.2rem)}h3{font-size:1.3rem}
.container{max-width:1180px;margin:0 auto;padding:0 20px}
.section{padding:72px 0}.section.alt{background:var(--bg)}
.eyebrow{color:var(--cyan);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.82rem;margin-bottom:10px}
.lead{font-size:1.12rem;color:var(--muted);max-width:720px}
.center{text-align:center}.center .lead{margin:0 auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:13px 28px;border-radius:10px;font-family:'Poppins',sans-serif;font-weight:600;font-size:1rem;border:2px solid transparent;cursor:pointer;transition:.2s}
.btn-primary{background:var(--cyan);color:#fff}.btn-primary:hover{background:var(--navy2);color:#fff}
.btn-outline{background:transparent;border-color:#fff;color:#fff}.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy2);color:#fff}
.btn-light{background:#fff;color:var(--navy)}.btn-light:hover{background:var(--cyan2);color:#fff}
/* topbar + header */
.topbar{background:var(--navy);color:#cfe0ef;font-size:.88rem}
.topbar .container{display:flex;flex-wrap:wrap;gap:6px 22px;justify-content:space-between;padding-top:8px;padding-bottom:8px}
.topbar a{color:#fff}.topbar span{white-space:nowrap}
header.site{position:sticky;top:0;z-index:100;background:#fff;transition:box-shadow .2s}
header.site.scrolled{box-shadow:0 4px 24px rgba(10,37,64,.14)}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 20px;max-width:1180px;margin:0 auto}
.logo img{height:52px;width:auto}
nav.main ul{display:flex;gap:4px;list-style:none;align-items:center}
nav.main a{color:var(--navy);font-weight:600;padding:10px 13px;border-radius:8px;font-size:.98rem}
nav.main a:hover,nav.main a.active{color:var(--cyan);background:var(--bg)}
.nav-toggle{display:none;background:none;border:0;font-size:1.9rem;color:var(--navy);min-width:44px;min-height:44px;cursor:pointer}
.header-cta{display:flex;align-items:center;gap:14px}
.header-phone{font-weight:700;color:var(--navy);white-space:nowrap}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy) center/cover no-repeat;min-height:520px;display:flex;align-items:center}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,37,64,.94) 30%,rgba(10,37,64,.72) 60%,rgba(0,161,205,.45))}
.hero .container{position:relative;z-index:2;padding-top:64px;padding-bottom:64px}
.hero h1{color:#fff;max-width:640px}.hero h1 em{font-style:normal;color:var(--cyan2)}
.hero p.sub{font-size:1.15rem;color:#dbe9f5;max-width:600px;margin:18px 0 28px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
.page-hero{position:relative;color:#fff;background:var(--navy) center/cover no-repeat}
.page-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,37,64,.93),rgba(10,37,64,.78) 65%,rgba(0,161,205,.45))}
.page-hero .container{position:relative;z-index:2;padding:56px 20px}
.page-hero h1{color:#fff}.page-hero p{color:#dbe9f5;max-width:680px;margin-top:12px}
.crumb{font-size:.9rem;color:#bcd6ea;margin-bottom:12px}.crumb a{color:#fff;text-decoration:underline}
/* trust strip */
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust .container{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:26px;padding-bottom:26px}
.trust-item{display:flex;align-items:center;gap:12px;justify-content:center}
.trust-item .ic{font-size:1.7rem}
.trust-item strong{color:var(--navy);font-family:'Poppins',sans-serif;font-size:1.02rem}
/* grids & cards */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(10,37,64,.13)}
.card img{width:100%;height:210px;object-fit:cover}
.card-body{padding:24px;display:flex;flex-direction:column;flex:1}
.card-body p{color:var(--muted);flex:1}
.card-body h3{margin-bottom:10px}
.card-body .btn{margin-top:18px;align-self:flex-start}
.tag{display:inline-block;background:#E6F6FC;color:var(--navy2);font-weight:700;font-size:.8rem;padding:5px 12px;border-radius:20px;margin-bottom:12px}
.checks{list-style:none;display:grid;gap:10px}
.checks li{padding-left:32px;position:relative}
.checks li::before{content:"\2713";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:var(--cyan);color:#fff;text-align:center;line-height:22px;font-size:.8rem;font-weight:700}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;position:relative}
.step .num{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Poppins',sans-serif;font-weight:700;font-size:1.2rem;margin-bottom:14px}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.chip{background:#fff;border:1px solid var(--line);border-radius:30px;padding:10px 20px;font-weight:600;color:var(--navy)}
.why{background:var(--navy);color:#fff}.why h2{color:#fff}.why .lead{color:#cfe0ef}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}
.why-item{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:var(--radius);padding:26px}
.why-item h3{color:#fff;margin-bottom:8px}.why-item p{color:#cfe0ef}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 18px;text-align:center}
.stat b{display:block;font-family:'Poppins',sans-serif;font-size:1.9rem;color:var(--cyan)}
/* faq */
.faq{max-width:820px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:18px 20px;font-family:'Poppins',sans-serif;font-weight:600;font-size:1.02rem;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;gap:12px;min-height:56px;align-items:center}
.faq-a{display:none;padding:0 20px 20px;color:var(--muted)}
.faq-item.open .faq-a{display:block}
/* cta banner */
.cta{background:linear-gradient(120deg,var(--navy),var(--navy2) 55%,var(--cyan));color:#fff;border-radius:18px;padding:48px 40px;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.cta h2{color:#fff}.cta p{color:#dbe9f5;margin-top:8px;max-width:560px}
/* forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:0 12px 32px rgba(10,37,64,.09)}
form label{display:block;font-weight:600;margin:14px 0 6px;color:var(--navy)}
form input,form select,form textarea{width:100%;padding:13px 14px;border:1px solid #C4D2DE;border-radius:10px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff}
form input:focus,form select:focus,form textarea:focus{outline:2px solid var(--cyan);border-color:var(--cyan)}
form .btn{margin-top:20px;width:100%}
.form-note{font-size:.9rem;color:var(--muted);margin-top:12px;text-align:center}
/* contact */
.contact-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;text-align:center}
.contact-card h3{margin:10px 0 6px}.contact-card p{color:var(--muted)}
.map-wrap{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.map-wrap iframe{width:100%;height:420px;border:0;display:block}
/* footer */
footer{background:var(--navy);color:#cfe0ef;margin-top:0}
footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:36px;padding:56px 20px 36px;max-width:1180px;margin:0 auto}
footer h4{color:#fff;margin-bottom:16px;font-size:1.05rem}
footer ul{list-style:none;display:grid;gap:9px}
footer a{color:#cfe0ef}footer a:hover{color:var(--cyan2)}
.logo-card{background:#fff;border-radius:12px;padding:12px 14px;display:inline-block;margin-bottom:16px}
.logo-card img{height:46px;width:auto}
.bottombar{border-top:1px solid rgba(255,255,255,.14);text-align:center;padding:18px 20px;font-size:.9rem;color:#9db4c8}
/* mobile bar + reveal */
.mobile-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:200;background:#fff;box-shadow:0 -4px 18px rgba(10,37,64,.18)}
.mobile-bar a{flex:1;text-align:center;padding:14px 8px;font-weight:700;font-family:'Poppins',sans-serif;min-height:52px;display:flex;align-items:center;justify-content:center}
.mobile-bar a.call{color:var(--navy)}.mobile-bar a.wa{background:#25D366;color:#fff}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}
.reveal.visible{opacity:1;transform:none}
@media(max-width:960px){
 .grid3,.why-grid{grid-template-columns:1fr 1fr}.grid4,.steps,.contact-cards{grid-template-columns:1fr 1fr}
 .grid2{grid-template-columns:1fr;gap:24px}
 footer .cols{grid-template-columns:1fr 1fr}
 .header-phone{display:none}
}
@media(max-width:720px){
 .nav-toggle{display:block}
 nav.main{display:none;width:100%}
 nav.main.open{display:block}
 nav.main ul{flex-direction:column;align-items:stretch;padding:10px 0 16px}
 nav.main a{display:block;padding:13px 20px}
 .header-in{flex-wrap:wrap}.header-cta .btn{display:none}
 .grid3,.grid4,.why-grid,.steps,.contact-cards{grid-template-columns:1fr}
 .trust .container{grid-template-columns:1fr 1fr}
 .section{padding:52px 0}.cta{padding:32px 22px}
 .topbar .hide-m{display:none}
 .mobile-bar{display:flex}
 body{padding-bottom:52px}
 .form-card{padding:24px 20px}
}